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Life Insurance is a key component in planning for your family. No one likes to think about this policy, but it does offer financial protection to your loved ones if you die suddenly or due to an illness. The beneficiaries of your life insurance policy receive a lump sum that covers bills, everyday expenses, and various anticipated costs — such as medical bills or college tuition. There are several types of policies available including Term, Whole Life, Final Expense, Juvenile Life Insurance as well as policies with Long Term Care riders and policies that offer cash value options.
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